Billing and Insurance
Online bill pay
Firelands Regional Medical Center makes it easy to pay your bill. In addition to sending in payment through the US mail or coming in to pay at our cashier window, you can also pay your bill online.
Pay Bill
Cost Estimates
Firelands Regional Medical Center provides this price list of our charges for room and board, emergency department, operating room, physical therapy, and other procedures.
View our list of services or get an estimate
Financial Assistance
Firelands Regional Medical Center is committed to providing access to healthcare for all persons regardless of their ability to pay. Our mission is to serve the community with appropriate cost-effective services.
Learn about our financial assistance programs
Insurance
Firelands Regional Medical Center participates in many healthcare plans. However, patients should always verify the hospital's participation with their insurance provider before receiving services.
Surprise billing
How do you make sure you're not surprised by the amount of your bill? To help ensure a smooth billing process, we encourage you to take these steps before your visit at Firelands Regional Medical Center:
- Confirm your insurance is accepted at Firelands Regional Medical Center or call your insurance company to find out if it has a contract with Firelands Regional Medical Center.
- Check your insurance plan to find out what is and isn't covered and whether or not your service requires authorization.
- Confirm the copay amount for your visit, as well as any unmet deductible amount.
- Be aware of your coinsurance and out-of-pocket maximum.
- Update your coordination of benefits with your insurance plan.
- If you do not have insurance, review our financial assistance programs.
Learn more about your rights and protections against surprise medical bills.
Haga clic aquí para obtener más información sobre sus derechos y protecciones contra facturas médicas sorpresa.
Accepted plans
Firelands Regional Medical Center accepts the following insurances. Please contact your plan administrator to determine coverage eligibility. Your plan may be employer-specific, restricted to a narrow network, or limited to select services.
Firelands Physician Group patients can find accepted insurances here
In network commercial plans
- Aetna
- Anthem Blue Cross
- Beech Street
- Caresource
- Cigna
- Clarity Health
- Cofinity
- Coventry Health Care
- FedMed
- FrontPath
- Health Ohio Network
- HealthReach Network
- HealthSmart
- Humana
- Magellan Healthcare
- Medical Mutual of Ohio (out of network for some regional managed Marketplace plans)
- Meridian
- Meritain
- Multiplan
- Mutual Health Services
- Ohio Health Choice
- Paramount
- Perennial Advantage
- Sana Benefits Network
- SummaCare
- Three Rivers Provider Network
- Tricare East
- Unicare
- United Healthcare
- USA Managed Care Organization
- Valor Health Plan
In network Medicare plans
- Aetna Advantage Plan
- Anthem Blue Cross Advantage Plan
- Buckeye (out-of-network for Marketplace plans.)
- Devoted Health
- Humana Advantage Plan
- Medical Mutual of Ohio (out-of-network for some regional managed Marketplace plans)
- Paramount Advantage Plan
- SummaCare
- Traditional Medicare
- United Healthcare Advantage Plan
In network Medicaid plans
- Anthem
- Buckeye (out-of-network for Marketplace plans. Excludes urgent care)
- Caresource
- Molina (out-of-network for Marketplace plans)
- Ohio Medicaid
- United Healthcare
- United Healthcare Marketplace (accepted only in ER)
- Various Out of State Medicaid Plans (Please verify prior to scheduling services)
Governmental plans
- Bureau of Workers Compensation
- Tricare (Champus) Military
- Veterans Administration
Precertification
We are pleased to assist physician offices with the precertification process for outpatient imaging services, sleep lab, and echocardiogram when allowable by the patient's insurance company.
Please allow 14 days for processing as most insurance payers need 14 days for processing precertifications. We will do our best to complete this request, but please remember that some insurance companies do not allow us to perform this function on behalf of the physician's office.
For questions, please email precertification@firelands.com.
Complete your precertification
Complete and submit a request for precertification online by using the form below, or download the form to complete and fax it 419-557-6541.
* Please contact your plan administrator to determine coverage eligibility. Your plan may be employer-specific, restricted to a narrow network, or limited to select services.